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11. I was injured in a traffic accident by an uninsured motorist; what are my options? Although California motorists are required to have insurance, the fact of the matter is that there are still drivers on the road who do not have insurance. By law, all California insurers must sell uninsured motorist coverage, and underinsured motorist coverage, to their customers. According to a statutory scheme set forth in Insurance Code §11580.2, insured motorists arbitrate with their own carrier when they are injured by an uninsured motorist. The carrier then has the right to seek reimbursement (subrogation) from the uninsured motorist. Our attorneys have settled and arbitrated hundreds of uninsured motorist cases and are well versed with the special requirements of the uninsured motorist law. |
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